Roseville, California (August 13, 2014) – As one JKB Financial, Inc. review after another confirms, debt has indeed become a national epidemic. According to a 2013 report, the average American owes more than $225,000 in debt after tallying their student loans, mortgage debt, credit card charges, and auto loans. Even more concerning, many people have less than $500 in their savings accounts.

To help those drowning in debt, JKB Financial, Inc. has uploaded a post on its blog site discussing simple ways to slash debt and boost savings. The piece, entitled “Understanding a Clear JKB Financial, Inc. Review on Debt Solutions,” is available at www.americandebtsolutions.wordpress.com.

First, JKB reminds people to look at the interest rate on their credit card balance. A very high interest rate might bury them further in debt, which is why everyone should double check their card terms and negotiate for a lower rate with their bank if necessary.

Next, people must review their monthly expenses to gain a better understanding of where their money is actually going. For instance, they might find that their cable or Internet is too expensive, and switching to a more affordable provider will allow them to allocate more of their budget towards debt servicing.

Lastly, the firm reiterates the importance of saving. Should emergencies come up, one must always have money saved up to use on expenses. If not, the person might have no choice but to borrow money, further entrenching him or her in debt.

The post is just of one of the many useful resources available on JKB Financial, Inc.’s blog site. Aside from reading these pieces, those struggling with debt can also contact the firm so they can be referred to a debt processing company. To learn more about this service, visit www.AdsRelief.com.

About JKB Financial, Inc. (American Debt Solutions) JKB Financial, Inc. operates under the trade name of American Debt Solutions, and its goal is to help people overcome unsecured debt by facilitating debt renegotiation. The company works with all individuals who have at least $10,000 worth of unsecured debt, such as credit card balances, hospital bills, and personal loans.