Being injured at work can be highly distressing. The injury causes physical pain and suffering and at the same time, it can also leave you without the money to receive medical treatment needed to get back on your feet. And it certainly doesn’t help that the injury may prevent you from earning normal wages.

Fortunately, Arizona’s workers’ compensation can provide your coverage for medical expenses and lost wages but it is extremely important for you to fully understand the laws and rules in order to obtain a favorable outcome and get what you need and deserve.

Is it right to take a lump sum commutation?

In most successful workers’ compensation claims, the injured worker receives weekly wage to pay for medical and rehabilitation costs, and cover lost wages. But sometimes this part-payment of benefits may not be beneficial for you. It may prevent you from getting the care you need or even delay your return to work. In such cases, you may want to consider a ‘lump sum commutation’.

Lump sum commutation limits

You should know that lump sum commutations have limits.

The maximum you can get in Scheduled awards is $25,000, while in unscheduled awards, it can’t exceed $150,000. Determining the amount can receive under one of these commutations will depend upon the value of your claim at the time you file your request for commutation. In other words, for lump sum commutation, your remaining payments and any payments that you have already received will be considered.

That also means that proving the extent of your injury or injuries will play an extremely important role here. And it is important to understand how to present your workers’ compensation case.

Before you can request a lump sum commutation of your workers’ compensation benefits, you are required to show that commuting your benefits is critical for your financial benefit or rehabilitation.

While this may sound easy, such requests are often denied. And hence, you need to prepare evidence to prove that you should be provided a lump sum commutation.

In case your request is denied, you have the option to appeal.

Since workers’ compensation and its nuances can be complex, if you’ve been injured on the job and want to get what you deserve, you need to play an active role in your case. And this can be challenging, with your injuries, doctor visits, recovery and mounting bills that you need to pay. Hence, it is best to consult an experienced workers’ compensation attorney who can help you understand what you can get, file a claim, provide the necessary documentation and make an informed decision when it comes to things like the lump sum commutation.

To learn more about Phoenix workers’ compensation attorney, consult the best workers’ compensation lawyers in Phoenix, AZ,call Arizona Injury Law Group at 602-346-9009 right away.