In California getting loans on land is not an easy job! When you apply for loans through the banks, they can take a lot of time in verifying your documents. The loan approval process can be quite tedious. Additionally, many banks are simply not making land loans these days. However, there is another option through which you can get loans on land - loans from private lenders. While there are many lenders who do not make loans on land in California, All California Lending has access to funds for California land loans. They have access to both private as well as institutional funds. Whether you have a loan request on small lots, a large acreage, improved or unimproved land they can help find the funding for most types of land located in California.

The loan to value ratios on California land loans through All California Lending are typically between 20% and 50%, with most loans funding between 30% and 40% of the value. However, the pricing on their hard money loans can vary. Rates are typically interest only. In addition to that they can also fund based upon the complete value where construction is involved. So if you are looking for land loans in California then call them directly with your land loan requests and scenarios. The lending landscape is always changing, so a conversation is the best place to start. No matter whether you want to purchase a land or want to improve your existing property, they will discuss your specific situation and the loan scenario in detail. You can also get a brief idea about the options they can provide through a phone conversation.

“While many lenders do not make loans on land, we continue to have access to funds for land loan transactions in California. We have access to both private and institutional funds and can help with your land loan request on small lots and large acreage, as well as improved and unimproved land. If the land you are looking to finance is located in California, give us a call to discuss your scenario. We understand the market and have relationships with many funding sources to help us obtain financing for even the most complicated transactions. All California Lending takes our visitor and client privacy seriously. We do not sell or rent names, phone numbers, emails or other information we may obtain through the course of business, nor do we rent or sell any leads or information submitted to us through our online forms.” – says a spokesperson at All California Lending.

About the Company:

All California Lending specializes in hard money loans and commercial loans. They have been in the real estate lending business for many years, specializing in hard money loans for most of that time. They also provide California land loans for purchasing new land as well as refinancing or improving the existing property. To know more visit https://www.acalending.com/