[SALT LAKE CITY, 10/15/2014] – City Creek Mortgage, a leading Utah-based mortgage planning company, takes the hassle out by presenting a loan process in just four easy steps. They guarantee no risk, commitment, or cost until the last phase. This makes clients gain a positive experience and feel no pressure in getting their mortgage programs.
Providing a Lift
The process of investing money can be quite stressful. That is why borrowers take all the necessary measures to ensure that they can take full advantage of their deal. Certifying its safety, with all the essential matters and issues involved, can prove to be relatively difficult as well.
With the easy 4-Phase loan process of City Creek Mortgage, clients can get their own house without overly stressing themselves. The whole process takes them around the services that the company offers without having the need to commit and pay in the early stages.
How the Process Works
Phase 1 includes using the “Find Your Best Rate” tool of the company to determine discreetly and anonymously a rough pricing of the loan online. Clients will only need to fill out the form and answer nine simple questions, excluding personal information. This sets the way for a personalized interest rate and a closing fee estimate in no time.
The next phase is where clients need to deliver basic personal details. They can do this through online or calling at the office to speak with a qualified mortgage planner, who will then run a credit report using the provided information. Based on the client’s unique situation, the company will recommend the best loan strategy through email along with the required documents.
The third phase involves the signing of the loan application, which is part of the recommendation sent earlier. Clients can upload it onsite or send it back through email. They must also attach all the required documents before the company underwrites the file and seal their initial approval.
The last phase is the process where the company discusses a rate lock plan with the client. They will then order an appraisal from the client afterwards. Finally, City Creek Mortgage will ensure that every detail included in the underwriting condition is met and the loan is ready to close.


ABOUT CITY CREEK MORTGAGE
City Creek Mortgage is a top mortgage-planning company based in Utah that provides remarkable aid in facilitating loan shopping and application process. They also assist clients to make informed decisions that will help them save money. Presenting a customized mortgage program and advantageous strategies are the main goals of the company. City Creek Mortgage houses only the most qualified team of experts who have a solid passion to support clients in need of the perfect mortgage. Their extensive knowledge and experience in the business guarantees getting the right loan that clients need.
To know more about City Creek Mortgage, interested clients may visit their website at www.citycreekmortgage.com.