AMERICAN INTEGRITY UMBRELLA INSURANCE: COMPREHENSIVE COVERAGE OPTIONS AND WHY YOU NEED IT

Umbrella coverage protects your assets – your nest egg, savings, and your home – in other words, your future.

In the purest of terms, it is extra liability insurance that kicks in after you’ve exhausted your home, auto, or watercraft policy limits.

For example, while delivering a beautiful bouquet of lilies, Fred the local florist slips and falls at your front door. His injuries cost upwards of $400k, exceeding the $300k liability limits on your homeowners’ policy. Where does the remaining $100k come from?

Lawsuits, car or boat accidents, or a slip-and-fall in your home – they can happen to anyone. Your current liability limit on your home, car, or watercraft insurance policy might not cover the exorbitant legal or hospital bills you’ll incur. And you stand to lose a lot – your retirement funds, investments, savings, and even your future earnings could be at risk if a judge allows someone to garnish your wages to pay off a settlement.

WHAT ARE MY COVERAGE OPTIONS?
Our base umbrella policy will provide you with at least $1M in coverage on top of your policy limits, helping cover the gap so you can maintain your assets if the unfortunate occurs. We also offer coverage up to $2M. And the cost is a lot more affordable than you’d expect!

Our program is available to qualifying applicants who have a primary home written with American Integrity and their auto policy written through the same agency.

WHO NEEDS UMBRELLA COVERAGE?
If you’re thinking this is only for wealthy people, think again. If you own a home or condo or drive a car, you’re just one accident away from a million-dollar lawsuit that could cause you to lose everything you’ve worked so hard to build.

While traditional homeowners insurance and auto insurance cover your liability up to a certain point, there’s always the nagging question: What happens if an accident occurs and you reach your maximum coverage? Where does that leave your security and the life you’ve worked so hard to put in motion?

Ask John Perry Insurance, your local American Integrity Insurance agent in Clewiston, Fort Myers, Labelle, and Okeechobee, Florida about all the available discounts when you call us today for a Florida umbrella insurance quote. Contact John Perry Insurance today to discuss your umbrella insurance needs and learn more about how American Integrity Insurance can provide the protection you need.

CLEWISTON: 863-777-4966
FORT MYERS: 239-204-3211
LABELLE: 863-588-7336
OKEECHOBEE: 863-824-5393