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Press Release

German Risk Insurance Ranking 2024

The new Risk Insurance industry rating for 2024 has just been released by RealRate.

These are the top three Risk Insurance companies in Germany, measured by their technical future interest rate:

1. DELTA DIREKT LEBEN – 55%
2. DIALOG LEBEN – 51%
3. DEUTSCHE LEBENSVERSICHERUNGS AG – 34%

The complete rating of 8 Risk Insurance companies is published at
https://realrate.ai/ranking-area/2024-de-risk-insurance/

2 companies achieved the sought-after ‘Top-Rated’ seal.

Based in Munich, Delta Direct is one of the leading providers of risk life insurance and has been offering policies in this area since 1995. Its current total assets are €228 million.
Headquartered in Düsseldorf, and founded in 2001., the predecessor of Victoria life insurance was already founded in 1853, being one of the oldest and biggest German life insurance companies. Since 2009 it has been closed for new business. The company provides insurance products including health and property/casualty. It has total current assets of €738 million.

Originally founded in 1989 as a separate entity, Deutsche Lebensversicherungs-AG is part of Allianz and based in Munich. It has current assets of €898 million.

CEO Dr. Holger Bartel: “German risk life insurance is significantly cheaper than classic life insurance and the industry is a significant segment of the broader insurance market.
It generates substantial premiums annually. In 2023, the sector contributed notably to the €224.7 billion in total insurance premium income. Challenges such as rising interest rates and demographic shifts impact growth prospects, prompting cautious optimism for 2024.
Superior financial strength is especially important for the Risk Insurance industry for bonus participation.”

About RealRate:
RealRate is an international rating agency based in Santa Clara and Berlin, founded in 2021. Using cutting-edge explainable Artificial Intelligence, we provide fair company ratings, avoiding any conflicts of interest. Combining AI and expert knowledge, financial strength is evaluated based on published annual reports. RealRate provides rankings for dozens of industries, like insurance, IT, real estate, food, and pharma. Only the best-rated companies are awarded the RealRate Top-Rated seal.