As a holistic financial advisor, Ray Blunk of Total Financial Group prioritizes the financial future of his clients above all else. Holistic financial planning is very important because complete and proper management of financial resources simplifies the process of achieving important life goals such as buying a house or starting a business. It provides a direction to spending and budgeting, and helps people understand how their current financial decisions can impact their future life.

Ray is the founder and president of the [b]Total Financial Group[/b], which is an organization based out of Carmel, Indiana. Although their specific niche is Premium Financed Life Insurance, they also deal with stocks, bond, securities, annuities, 401k plans, estate planning, IRAs, long term care insurance, and more.

Along with his team of knowledgeable professionals with numerous years of experience under their belts, Ray provides valuable insight to his clients about getting their financial future on track. Having been in the industry since 1970, he is well equipped with the information and experience needed to help out his clients in insurance, investments, and finances. He helps people examine their current resources and makes recommendations for long term goals so that they can set themselves for success.

[b]About Total Financial Group[/b]
The Total Financial Group consists of a team of qualified individuals who work very hard in assisting their clients in every aspect of their financial lives. Since their business in essence involves helping clients realize their dreams through proper financial guidance, they leave no stone unturned in the process. Under the leadership of Raymond, the company has become well known and they have an ever expanding clientele base. Mr. Blunk is Life, Health Insurance licensed since 1970. He also is an Investment Advisor Representative and Registered Representative of Transamerica Financial Advisors, Inc. (TFA), and has successfully passed the Series 7 securities examination.