Joseph Girouard, an accomplished foreclosure specialist, maintains current foreclosure status of assigned accounts. He calculates and prepares reinstatement, payoff figures and other debt information to attorneys. As the foreclosure specialist, he reviews loans that are scheduled for foreclosure sale to ensure that they meet all applicable qualifications and requirements.

Joseph manages all attorney communication through servicing system and ensures all verbal communications are accurately recorded. He further works with attorneys and management to resolve complex issues that may arise within the foreclosure post sales process. He helps homeowners faced with having their house reclaimed by banks. He determines if the owner is eligible for a restructured loan to save the property.

Joseph Girouard reviews documents related to the sale of a foreclosure property. These documents include liens, inspection reports, appraisals and insurance policies. He reviews the client’s mortgage payment history and financial documents, such as bank statements and investment portfolios.

Holding experience in foreclosure, bankruptcy, and mortgage servicing, Joseph has the knowledge of banking industry rules and regulations, and government regulations regarding foreclosures. He further holds strong communication skills, proficiency in the use of software and computers, persistence and prioritizing.

About Joseph Girouard

Adding more to his responsibilities, Joseph Girouard reviews loans to ensure all federal and state laws and regulations have been met and all investor requirements have been completed in order to refer the loans to foreclosure in a timely manner.