UPB Bank’s own Crypto UPI system, a first-of-its-kind payment solution that enables real-time crypto payments with the ease and simplicity of India’s Unified Payments Interface (UPI).
This unique innovation allows users to send and receive cryptocurrency just like they would with regular UPI — instantly, securely, and without third-party complications.
"We’ve built India’s first Crypto UPI system to make digital payments faster, smarter, and borderless," said a spokesperson for UPB Bank. "Now, users can pay with crypto just as easily as they pay with INR through regular UPI."

Key Highlights of UPB Bank:
Own Crypto UPI Payment System: Instant crypto-to-crypto and crypto-to-fiat payments using a UPI-like experience.


Multi-Currency Wallets: Hold, transfer, and manage INR, USD, BTC, ETH, USDT, and UPB Token — all in one app.


Crypto Staking & Passive Income: Earn daily rewards by staking UPB Token and other supported assets.


Business & Merchant Tools: QR code payments, NFC tap-to-pay, crypto billing, and developer APIs.


Enterprise-Grade Security: Two-factor authentication, cold wallet storage, data encryption, and global KYC/AML compliance.



The Power of the UPB Token
The UPB Token powers the entire ecosystem, offering:
Fee discounts


Loyalty and reward benefits


Staking income


Utility in future DeFi modules and governance features


UPB Token aims to become a central part of the evolving Web3 payment infrastructure.

Roadmap & Vision
UPB Bank plans to launch its official mobile applications soon, further expanding access to Crypto UPI, staking, exchange, and global remittance services. With a focus on speed, security, and inclusivity, UPB aims to empower users across urban and remote regions alike — especially those underserved by traditional banks.

About UPB Bank
UPB Bank (Universal Payment Bank) is a digital-first crypto bank that unifies fiat and digital asset services on a single, secure platform. With features like Crypto UPI, multi-currency wallets, staking, and merchant support, UPB is creating the future of banking — fast, transparent, and borderless.

Media Contact:
PR Department – UPB Bank
Email: [email protected]