We’ve all looked at retirement projections – even if that means just pondering - the reality is that retirement alone may not be enough. So, you can talk about age discrimination, you can talk about retraining, you can talk about community support, but the bottom line is you need to have an income.

There was a report on CNN, I think this report came out last year. They simply said that Gen Xers didn’t have enough money and that income is going to be the biggest determining factor. Do you have savings right now?

As a person from the black and brown community, I must interject a comment that there are clear racial and ethnic differences in who retires and who doesn't. With the 2023 statistics on racial disparities in retirement; things are bleak for some. Moreover, the promise of Social Security - later realizing this plan and future projections in 2034 are already a heartbeat away from death! Therefore, people like me are already thinking about retiring and leaving corporate America. I've considered these things, and that includes diversifying my time and finances. To tell you the truth, I'm now working more from home to diversify opportunities, rather than putting all my eggs in one basket and getting my 401(k), investment returns, and IRA’s. One tragic fiduciary professional or investment strategy gone-bad and you’re the “greeter at Walmart”!
Now, I am an optimist – not a demagogue-er - and usually see things half-full. But there is no way I can balance a great budget for the next 50 years, if it was all on me. I’m honest! Here’s a projection of optimism: there will be ways to improve your situation: doesn’t matter how/when you start. And secondly, given ideal care and your health holds, do not retire at the age of 62. You may be able to extend retirement till 71 at best. OR migrating your time toward working from home and building a stress-less optimal plan of recourse is always an option. Use savings, work mediocre and travel a little. That’s it!

So, check out our business Instagram page and subscribe by August 1st, 2024. The link is in the post, I look forward to seeing you there. The objective is to evaluate your current situation, determine what changes you can make, and keep yourself updated on new programs and benefits. Of course, this is not how you can live, but now you must slowly adapt to the post-retirement framework. Social media may be grabbed by the horns. This will be a big transition to remote work. Get to it now, because those who have already built a community and will have a social chair are ready and don't want to get lost.

New Service: Social media is a fabulous place to promote your business, test strategies , use information and save money. And if retirement isn't in your view - it should be [for the GenXer's out there]. Let's talk about remote work and business ownership: https://watch.whff.tv/videos/dr-rachel-levitch-interview-about-corporate-merger

- Testing And Measuring Ideas On Social Media
- ONLY Invest In What Works
- Media Advertising
- Connecting With Your Target Audience On Social Media

Join us August 1st. with new and fresh content for business professionals that include project management features, Six Sigma consultants and others. Sign up at whffofficial_ https://www.instagram.com/whffofficial_/reels/

About Dr. Rachel Levitch https://cognitiveinstituteofdallas.org/dr-rachel-levitch.html?i=1

As an executive Dr. Rachel Levitch has attended conferences by Mary Kay, Zig Zigler and Les Brown. And now growing into her own space as CEO of a successful security firm and leader in community work and project management she's gearing up for retirement. Investing in Six Sigma tools in corporate America for technologies and now as a platform for retirement planning and social media spaces: she's ready to teach what she knows.le