There are lots of questions raised when it comes to making a whiplash personal injury claim, as well as whiplash solicitors have heard all of them. Often it's the same queries people ask each time, and so in order to help anyone who else may be considering making a whiplash claim, here are some of the most common questions, along with answers which may help you make your mind up about whether or not to pursue a claim or not.
Am I eligible to create a whiplash personal injury claim?
If you have suffered a whiplash injuries as a result of an accident which was not your fault, and which occurred in earlier times three years, then yes, you are certainly eligible to make a claim. The only real criteria which is important or relevant is that you have had whiplash, although it may have gone by the time you make a claim, typically the accident needs to have not been your fault, and the event must have taken place within the past three years. As long as you fulfil all those criteria then you are certainly eligible to make a claim. Of course , becoming eligible to make a claim doesn't in any way guarantee that your claim is going to be successful, although in the vast majority of cases the outcome generally is a positive one for the claimant.
Can I make a whiplash claim even if the other driver was uninsured?
This is a typical concern, and a question a great many people ask. Often individuals don't bother to make a whiplash claim because they already know often the driver was uninsured. However , you can still make a claim in these instances. Rather than claiming against the other driver you instead state against the MIB (Motor Insurers' Bureau). The MIB began in 1946 specifically to enable drivers to make claims in situations where the other driver does not have insurance, or left the picture and can't be traced. Approximately £30 of your annual insurance coverage premium goes to fund the MIB, and this money is actually specifically to help you out in such situations.
The symptoms of whiplash did not appear until the next day, can I still make a claim?
It is popular by both medical professionals and whiplash solicitors that frequently the symptoms of whiplash may take several hours to make themselves recognized. Just as bruises can sometimes take a while to develop, whiplash can have scheme effect. You may well step from your vehicle after a tail shunt and feel perfectly all right, albeit shaken upward. But it could well be that later that day, or even the subsequent day, symptoms start to appear. In such cases you are still completely able to make a valid claim.
Will I need to attend courtroom in order to make a whiplash personal injury claim?
Almost certainly not. Simply because going to court costs a great deal of money both parties usually settle some time before this. In a very few rare cases it is sometimes essential to go to court, although the claimant doesn't always need to go to. On average around 2% of cases go to court every year, but generally you will not need to attend court in order to make a whiplash personal injury claim.
The car accident was only very small, will people think I'm just making the symptoms as much as get compensation?
It doesn't take a lot to cause whiplash. In fact research has shown that whiplash can be caused due to a rear end shunt where the vehicle was travelling just 6 miles per hour. Most whiplash injury claims occur from accidents in which the speed involved was only among about 6 miles per hour and 12 miles hourly - between a jogging and a cycling speed. Your automobile may be virtually undamaged, yet the soft tissues in your throat are considerably more delicate, and prone to damage at actually slow speeds. Even if no claim for vehicle harm is made, you can still claim for whiplash compensation.
Basically make a whiplash compensation claim, will my insurance premium increase?
In most cases, no . When you make a claim for vehicle damage your own insurer will be involved, attempting to claim from the other individual's insurance. But when making a whiplash claim your whiplash lawyers leapfrog your insurance company and go straight to the other party's organization instead. If you were partially responsible for the accident your insurance premium may go up, but in almost every case the exact compensation you receive more than covers any rise in premiums.