Joseph Girouard, a real estate loan officer, believes that a mortgage is not just a financial loan. He helps families and individuals acquire loans when buying real estate. He checks the credits of clients and determines how much money they are eligible to borrow. He develops relationships with real estate companies and assesses potential borrower’s credit. He keeps records of loan applications and mortgage transactions.

Joseph ensures that loan agreements adhere to state and federal regulations. He identifies potential risks that can lead to a default on the mortgage loan. He works closely with real estate agents to increase the number of loans in the company’s loan portfolio. Furthermore, he ensures compliance with mortgage loan regulations and privacy laws.

Being a top-notch loan officer, Joseph Girouard handles confidential information according to company policies and banking regulations. He maintains knowledge of trends and developments in the local real estate market. Joseph also develops and maintains contacts with local realtors, developers, and builders to promote and encourage the use of bank services for residential mortgages.

About Joseph Girouard

Joseph Girouard coordinates with other real estate professionals like home appraisers and underwriters. Besides, Joseph complies with confidentiality policies and privacy laws throughout the mortgage application process.