Sydney, Australia— FLI Group, a trusted leader in business advisory and funding solutions, has published a comprehensive guide answering one of the most common questions among aspiring entrepreneurs: What is the easiest loan to get to start a business?
Starting a business can be a daunting process, especially when it comes to securing initial funding. Understanding that traditional bank loans often come with strict requirements, FLI Group has identified loan options that are accessible, fast, and designed with new business owners in mind.
The report outlines five of the easiest business financing options:
Microloans – Small loan amounts with low credit barriers, often backed by nonprofits or SBA partners.


Business Credit Cards – Fast approval and flexibility, great for covering startup expenses.


Online Lenders – Tech-driven platforms offering streamlined application processes and quick disbursal.


Personal Loans for Business Use – Suitable for sole proprietors or those without business credit history.


Peer-to-Peer Lending – Borrow directly from investors through online platforms, with varying requirements.


“Access to capital shouldn’t stop someone from launching a great business,” said the CEO at FLI Group. “We created this guide to empower aspiring founders with practical, real-world financing options they can actually qualify for.”
The guide not only breaks down eligibility and advantages of each loan type, but also provides actionable tips on how to improve approval odds, manage loan responsibly, and use funds strategically to drive growth.
This initiative is part of FLI Group’s ongoing mission to support entrepreneurs at every stage of their journey—from idea to execution and beyond.
To access the full guide or speak with a business loan advisor, visit fligroup.com.au

About FLI Group

FLI Group is a business advisory and financial services company committed to helping entrepreneurs and small businesses succeed through tailored funding solutions, expert guidance, and strategic planning tools.