INR Plus, a leading name in the financial services sector, has announced a specialized home loan offering tailored exclusively for government employees, reaffirming its commitment to empowering India’s public sector workforce with easy access to homeownership.
With a focus on affordability, flexibility, and customer-first service, the new initiative is designed to meet the unique financial profiles and stability of government employees, offering preferential interest rates, extended loan tenures, and minimal documentation.
“Government employees have long been the backbone of our nation, and it’s time they receive financial products that match their reliability and service,” said Jitender Nimesh CEO INR Plus. “Our home loan scheme is crafted to offer maximum value, minimal hassle, and complete transparency for our public sector customers.”
Key Benefits for Government Employees:
• ✅ Lower Interest Rates: Exclusive reduced rates for government professionals.
• ✅ Loan up to 90% of Property Value: Higher loan-to-value ratio for easier affordability.
• ✅ Tenure up to 30 Years: Flexible repayment terms aligned with retirement planning.
• ✅ Simplified Documentation: Fast approvals with minimal paperwork.
• ✅ Special Prepayment & Foreclosure Benefits: Reduced or zero charges for early repayment.
Who Can Apply?
The offer is open to:
• Central and State Government employees
• PSU (Public Sector Undertaking) employees
• Defense and Paramilitary personnel
• Local municipal and government body staff
Documents Required:
• Government ID proof (Aadhaar, PAN, Employee ID)
• Last 3–6 months’ salary slips
• Bank statements
• Employment certificate/appointment letter
• Property-related documents
Seamless Application Process
INR Plus has integrated digital tools and dedicated relationship managers to ensure a fast-track loan approval process, from online application to disbursal, ensuring that government employees can focus on choosing the right home while INR Plus handles the rest.

About INR Plus
INR Plus is a rapidly growing financial services provider, offering personalized lending and investment solutions across India. With customer-centric innovation and trust at its core, INR Plus is redefining how individuals and families achieve their financial dreams.