The Parent Super Visa is a great way for Canadian citizens and permanent residents to bring their parents and grandparents to Canada for extended stays. However, a key requirement for the Super Visa is valid Super Visa Insurance coverage. If this insurance lapses, it can lead to serious consequences, including legal, financial, and medical risks.

At Punjab Insurance, led by Gurinder Chahal, we ensure that families in Calgary, Edmonton, and across Canada get the best Super Visa Insurance options to stay compliant with the law. But what happens if your Parent Super Visa Insurance expires or lapses? Here’s everything you need to know.

Why Is Super Visa Insurance Mandatory?
Before diving into the consequences of a lapse, let’s understand why Super Visa Insurance is required:

It ensures that visiting parents and grandparents have access to healthcare services without burdening Canada’s public healthcare system.
It covers unexpected medical emergencies, hospital stays, and doctor visits.
The Canadian government mandates a minimum coverage of $100,000 for at least one year from a recognized Canadian insurance provider.
Without valid insurance, visitors on a Parent Super Visa are not legally allowed to stay in Canada.

Consequences of Super Visa Insurance Lapse
1. Risk of Visa Cancellation or Denial of Entry
If your Super Visa Insurance expires and is not renewed, the Canadian government may revoke the visa. If a visa holder tries to re-enter Canada without valid insurance, they may be denied entry at the border.

2. Financial Burden of Medical Expenses
Canadian healthcare is expensive for non-residents. If a visitor experiences a medical emergency without valid insurance, they must pay out of pocket for treatments. For instance:

A hospital stay can cost upwards of $3,000 per day.
Emergency surgery can cost tens of thousands of dollars.
3. Violation of Visa Conditions
Holding continuous and valid Super Visa Insurance is a requirement. A lapse means non-compliance, which could affect future visa applications or renewals.

4. Stress and Uncertainty
If the insurance lapses, families must scramble to renew or find new coverage, which can be challenging if the policyholder has developed new medical conditions.

The Process of Renewing Parent Super Visa Insurance

Steps to Take If Your Super Visa Insurance Lapses
If you realize that your Super Visa Insurance has lapsed, act immediately to prevent further complications.

1. Renew the Policy ASAP
Contact your insurance provider to renew your existing policy or get a new Super Visa Insurance quote from a reputable company like Punjab Insurance.

2. Inform Immigration Authorities If Necessary
If the lapse is extended, inform Immigration, Refugees and Citizenship Canada (IRCC) to understand your options.

3. Avoid Gaps in Coverage
Ensure that your Super Visa Insurance is renewed before the expiration date to avoid uninterrupted coverage.

How Punjab Insurance Helps You Stay Covered
At Punjab Insurance, we specialize in providing the best Super Visa Insurance in Calgary, Edmonton, and across Canada. We offer:

✔ Affordable Super Visa Insurance Quotes
✔ Comprehensive Coverage for Medical Emergencies
✔ Easy Renewal Options
✔ Personalized Assistance from Experts

If you need assistance with Super Visa Insurance, contact Punjab Insurance by Gurinder Chahal today to get a free quote and ensure a hassle-free stay for your loved ones in Canada!

Final Thoughts
Allowing your Parent Super Visa Insurance to lapse can lead to visa issues, financial burdens, and unnecessary stress. Always renew your insurance on time to ensure continued coverage and compliance with Canadian immigration rules.

For the best Super Visa Insurance in Calgary, Edmonton, and beyond, trust Punjab Insurance by Gurinder Chahal. Get a free quote today!