Joseph Girouard, a mortgage broker, acts as the middleman between lending institutions in the real estate sector and borrowers in need of mortgage financing. He works on the borrower’s behalf to negotiate with multiple lending institutions to find the best loan option and interest rate for the client.
Holding strong negotiation skills to determine mortgage clients’ needs, Joseph acquires new clients and potential lenders and reviews the client’s financial status before applying. He stays up to date with lending options and maintains excellent relationships with lending institutions and real estate agents. Being a top-notch mortgage broker, he provides outstanding customer service while consistently meeting the client’s and lender’s needs.
Adding more to his responsibilities as mortgage broker, Joseph Girouard analyzes and compares different home loan options available to the client. He ensures compliance with banking and financial legislation on the state and federal levels. Overall, he helps clients complete and understand all the necessary paperwork.
About Joseph Girouard
As a mortgage broker, Joseph Girouard explains the legal aspects of the loan to the borrower as well as the payment terms and clauses to them. He also verifies the income of the borrower as well as gathers their credit information. Overall, he works with various lenders to find the best deal for a homebuyer.